Travel insurance for family vacations, cruises, group trips, and mission trips.

See what’s covered, what can trigger claims, and which coverage path fits your trip.

What's covered

Trip costs. Medical abroad. Flight delays. Baggage issues. Missed connections. Weather problems.

What triggers claims

Cancellation. Delay. Illness. Injury. Supplier shutdown. Missed departure.

How long

Weekend trips. One-week vacations. Fixed return dates. Short-term plans. Team departures. Planned return home.

Start with your trip

Get to the right coverage path faster

Pick the trip type first. Then choose the coverage direction that fits.

Trip Type

Coverage Direction

Trip Protection

Cancellation. Delay. Interruption. Missed departure. Prepaid costs. Baggage loss.

Travel Medical

Illness abroad. Injury abroad. Emergency care. Clinic visits. Medical access. Urgent transport.

Both buttons open the same quote page.

Who It’s For

A clearer front door for real trip plans

Start with the trip type first, then move into the right coverage page.

Choose Your Lane

Four audience paths, one travel hub

Choose your trip type to review planning questions and find the next step.

Family Vacations

Clear guidance for the most common trip questions.

Mission Trips

Planning questions for short-term mission teams and travelers.

Compare

Trip protection vs travel medical

Compare trip-cost concerns with medical-care concerns, then review the policy details for your trip.

Trip Protection

For covered trip-cost risks. Covered cancellation or interruption. Delay-related covered expenses. Prepaid, non-refundable costs.

Travel Medical

For illness or injury abroad. Illness outside your home country. Injury while traveling abroad. Coverage depends on the plan.

FAQ Preview

Common questions

Find answers about trip costs, medical care abroad, and when to buy.

Trip protection or travel medical?

Trip protection helps with prepaid trip-cost risks. Travel medical helps with illness or injury abroad.
Compare all options → Trip Protection vs Travel Medical

Usually soon after your first trip payment, before a known event can make losses foreseeable.

Prepaid, non-refundable trip costs only.

Ready to review options for your trip?

Review the official plan details and eligibility requirements before starting a quote.

Coverage, benefits, eligibility, and exclusions vary by plan.
Review official plan details before choosing coverage.
This site provides general information and routing, not binding coverage advice.
Looking for long-term missionary or expat-style coverage? See Long-Term Expat Insurance.

Before you quote: five travel insurance questions

Trip costs, medical care and evacuation, changing your mind, existing conditions, and what a quote can—and cannot—confirm.

Read clear answers and check IMG’s original sources →

Need to make a claim?
Find IMG’s claim forms, customer contacts and urgent-help guidance.

Make a Claim