Travel insurance for family vacations, cruises, group trips, and mission trips.

Who It’s For

Start with the trip type first, then move into the right coverage page.

Choose Your Lane

The strongest commercial move is putting the broadest audience first: family, then cruise, then group, then mission.

Clear guidance for the most common trip questions.

Built for cruise timing, ports, and onboard care.

A simpler start for leaders and coordinators.

Short-term mission guidance without taking over the homepage.

Compare

The strongest market pattern is simple comparison language tied directly to the traveler’s next decision.

FAQ Preview

Shorter answers create faster scanning and stronger click intent.

Forbes Advisor’s “IMG Travel Insurance Review” highlights IMG’s iTravelInsured Travel LX plan for strong emergency medical and evacuation benefit limits, including up to $500,000 in emergency medical coverage and up to $1 million in medical evacuation benefits per person. Vita Medella helps travelers use independent research like this to compare coverage clearly before they buy.

Source: Forbes Advisor, “IMG Travel Insurance Review,” updated January 2025. Coverage limits apply to the iTravelInsured Travel LX plan. Benefits, eligibility, exclusions, availability, and pricing vary by traveler, state, and selected policy. Plan terms govern.

Trip protection covers financial losses from cancellations, delays, or interruptions, like prepaid hotel costs or a missed connection. Travel medical insurance covers emergency healthcare costs abroad. Many travelers prefer a plan that combines both, especially when a trip includes prepaid costs and international medical exposure. Vita Medella can help you compare options for your trip.

Many U.S. health insurance plans offer limited coverage outside the country, and emergency medical evacuation is often not included. Travel medical insurance can fill this gap for international travel.

Some plans offer a pre-existing condition waiver only when coverage is purchased within the plan’s required timing window. That window can vary by plan, state, and benefit type, so travelers should review the policy terms before buying.

Pre-existing condition waiver availability, timing rules, look-back periods, and eligibility vary by plan and state. Plan terms govern.

The best time to buy travel insurance is shortly after your first trip payment. Early purchase preserves access to time-sensitive benefits such as pre-existing condition waivers and CFAR/IFAR options where available.

Many mission trip organizers, host organizations, and destination countries require proof of travel medical coverage. Standard domestic health insurance may not satisfy these requirements, especially for emergency evacuation.

Mission-specific and destination eligibility requirements vary. Confirm organizer requirements before purchase.

• Buy early to preserve time-sensitive options, including pre-existing condition waivers and Cancel For Any Reason / Interruption For Any Reason upgrades where available.
• Confirm your cancellation/interruption covered reasons before purchase.
• Keep documentation from day one (receipts, confirmations, medical records if applicable).
• Verify waiting periods for delay and baggage benefits.

Have a pre-existing condition? Timing matters. A waiver may be available on select plans when purchased before the final trip deposit.

Waiver availability depends on purchase timing, plan terms, and traveler/state eligibility.

1. Log in to your MyIMG account.
2. Choose Claims, then Submit a Claim.
3. Upload the requested supporting documentation and follow the claim prompts.

24/7 assistance applies to travel emergencies. Non-emergency support follows business-hours channels.

IMG’s iTravelInsured Travel LX plan includes up to $500,000 per person in emergency medical expense coverage and up to $1 million per person in medical evacuation benefits.

According to Forbes Advisor’s “IMG Travel Insurance Review,” updated January 2025.

Many travel insurance plans include emergency assistance resources for active travel emergencies. Confirm the available support channels for your specific plan.

Choose the label that fits your planning style and open the same quote page.