Travel Guidance

Trip Protection vs Travel Medical

Compare your coverage options before choosing what’s right for your trip. Review the plan details to see what’s covered—including any limits or exclusions.

Trip-Cost Coverage

Trip Protection may help with

  • Canceled trip costs
  • Interrupted trip costs
  • Travel delays
  • Lost baggage
  • Missed connections
  • Nonrefundable deposits
  • Prepaid tours
  • Flight disruptions
  • Cruise cancellations
  • Covered trip events

Medical-Needs Coverage

Travel Medical may help with

  • Illness abroad
  • Injury abroad
  • Doctor visits
  • Hospital care
  • Emergency treatment
  • Medical evacuation
  • Foreign medical bills
  • Provider access
  • Prescription needs
  • Coverage documents

How To Compare

Compare options with plan details

1) Review trip details and prepaid costs. 2) Compare options using policy documents. 3) Check exclusions and limits. 4) Decide: Does your trip need trip protection, travel medical, or both?

Both options take you to the next step—just pick the button that speaks to you.

Compare Your Coverage Options

It depends on your trip details and what risks concern you most. Both types can work together—many travelers choose both for complete protection.
Review plan details as soon as you start planning your trip. That way, you can compare options before you book your flights or accommodations.

Important Information

Every plan has limits, exclusions, and specific coverage details. Take 5 minutes to review what’s covered—it’s the best way to choose the right plan for your situation.